Home Loans

Which bank has the best interest rateHome Loans

 Let’s take the hassle out of your home loan today!

No matter your home loan needs, you have come to the right place. Even the best home loans on the market do not come equal, which can only make it harder for you to decide which home loan is the best for you and your family.

As one of Western Australia’s most trusted mortgage brokers, we can help you secure the perfect home loan for your needs. We work with first home buyers through to seasoned property investors.

The types of home loans we have secured for our clients include:

  • First home loans
  • Second home loans
  • Bridging loans
  • Investment property loans
  • Auction property finance
  • Renovation and construction loans

 It all starts with a personal needs assessment with one of our mortgage brokers. Book in your consultation today to find out what home loan features will suit your needs best.

 Finding the Best Home Loan for You

We are often asked for our advice on what the best home loans are. Truth be told, there is no home loan that is better than the one that meets your needs now and until the day it is paid off.

Many people who are looking to buy property compare a handful of loans on their face value attributes, such as which have the cheapest rates.

What may look like a good deal on the surface could be riddled with hidden fees, unfavourable terms in the long run and limitations you may not be aware of. Given that home loan repayments can last a very long time, you’ll want to ensure that your loan is flexible enough to meet your needs as your circumstances in life change.

Matching Your Home Loan to Your Circumstances

With access to over 30 Australian lenders and the major banks, we have the opportunity to review dozens of home loan options that may fit the bill for your needs.

Our expertise shines through when we delve into the nitty-gritty details in the policies the lenders offer as we find the terms that suit your circumstances best. Doing this on your own can quickly become overwhelming with so many options to explore.

That’s why we offer a home loan service designed to help you match your needs to the top home loans available to you. You can rest assured knowing that no leaf, or home loan policy document, has been left unturned in our search.

Finding the right home loan is just half the battle. We then get to work helping you secure the loan.

 Applying for a Home Loan

 There are many factors that go into a successful home loan application. Your financial standing, your reasons for taking out the loan and the type of loan are just some of these factors.

Overall, the main thing lenders care about is your ability to pay off the loan and meet your minimum repayments.

When applying for your home loan, having the following documents ready will come in handy:

  • Proof of your income and/or earning potential
  • What assets you own
  • Your asset liquidity
  • Any financial liabilities or money you may owe
  • Outline of your living expenses

To boost your chances of a successful loan application, book in a consultation with our experts today!

Bring Your Dream Home One Step Closer With a Home Loan Pre-Approval

By having our team in your corner, you can enjoy the feeling of supreme confidence in your capacity to borrow. You can start viewing properties on the market knowing that you have access to the finance you need.

Home loan pre-approvals are the secret to ensuring this experience. In your first consultation with our experts, we can assess your capacity to apply for a home loan and have it pre-approved for when the time comes for you to make your offer on your dream home.

 Let’s make your dream home a reality as soon as possible. Get in touch with our team today to book your initial consultation!

Call a mortgage broker now 0429417949